Senior Risk Analyst - Android Lending
Open to applicants in India, Nigeria, South Africa
- Location
- South Africa; India; Nigeria
- Work mode
- Remote
- Employment type
- Full Time
- Posted
- 13 Oct 2026
Listed on FairMoney careers (Workable board) · checked 20 Oct 2026 · report a problem
Apply destination: Employer applicant tracking system (apply.workable.com)
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- Countries the source names
- India, Nigeria, South Africa
- Eligibility wording from the source
- India; South Africa; Nigeria. We are hiring a Senior Risk Analyst to own a material credit-strategy workstream within FairMoney’s Android lending portfolio in Nigeria.
- Eligibility last checked
- 20 Oct 2026
- Published by the source
- 13 Oct 2026
- Last source check
- 20 Oct 2026
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- Confirm eligibility for your countryIndia; South Africa; Nigeria. We are hiring a Senior Risk Analyst to own a material credit-strategy workstream within FairMoney’s Android lending portfolio in Nigeria. Check that your country of residence is included and review any exclusions or work-authorization requirements.Check source
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FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned global investors, including Tiger Global, DST, and Flourish Ventures.
In alignment with its vision, FairMoney is actively constructing the foremost mobile banking platform and point-of-sale (POS) solution tailored for emerging markets. The journey began with the introduction of a digital microcredit application exclusively available on Android and iOS devices. Today, FairMoney has significantly expanded its range of services, encompassing a comprehensive suite of financial products, such as current accounts, savings accounts, debit cards, and state-of-the-art POS solutions designed to meet the needs of both merchants and agents. FairMoney thrives on its diverse workforce, bringing together talent from over 27 nationalities. This multicultural team drives the company’s mission of reshaping financial services for underserved communities. To gain deeper insights into FairMoney’s pivotal role in reshaping Africa’s financial landscape, we invite you to watch informative video.
The role
We are hiring a Senior Risk Analyst to own a material credit-strategy workstream within FairMoney’s Android lending portfolio in Nigeria.
This is not a monitoring-only or reporting-only role. It is a hands-on, P&L-impacting credit strategy and succession role.
Job Responsibilities
Workstream economics and planning
- Own the end-to-end performance of your assigned Android workstream
- Build a prioritised strategy and delivery roadmap aligned to the Android annual business plan
- Own the relevant workstream assumptions, monthly forecast and corrective actions
- Review budget-versus-actual performance and explain material variances
- Manage the relevant approval, disbursal, exposure, revenue, risk-adjusted Gross Profit, ECL, FPD, roll-rate, PAR, NPL, customer-value and recoverability metrics
- Identify material risk, economic leakage and profitable growth opportunities